Finance & Leasing

At Autoecosse we have a team of professionals dedicated to providing competitive quotes for private and business customers that best suit your own requirements and budget. We will take time in qualifying your needs making sure that you get the correct advice on the vehicles and funding packages available.
Using a number of the top finance funding programmes in today's market linked with our own negotiated fleet supply terms we are able to ensure all our customers can benefit from the same fleet terms normally reserved for the UK's largest fleets.

Hire Purchase
Contract Purchase is more commonly known as Hire Purchase and these agreements allow the customer to acquire the vehicle by paying fixed monthly instalments whilst retaining ownership at the end of the agreement. 

hire Purchase allows you to vary the level of deposit. The value of the vehicle, the length of time you wish to run the contract for and the current obtainable interest rate then determine the monthly payment. 
Variable Purchase Options

Contract Hire
Contract Hire is simple, comprehensive and cost effective. It is now the most popular method of funding vehicles for businesses and private individuals of all sizes. Low deposits with fixed monthly payments cover the cost of the vehicle and the annual road fund licence throughout the length of the agreement. Maintenance can also be included in the contract, and these can cover the cost of all servicing, tyres and breakdowns too. This ensures that businesses can accurately budget the full cost of their company vehicles, with the added benefit of a comprehensive package which will keep their fleet mobile at all times. Contracts can be tailor made for your business, from short term 6 months deals to more typical 36 or 48 month agreements, with any anticipated mileage taken into consideration.

Contract Hire rentals (payments) are calculated on the ex VAT supply price of the vehicle and are treated as an operating expense that can be charged against taxable profits. VAT is reclaimed on the

finance and maintenance elements. The monthly rentals are based on the vehicle price; mileage and length of contract required.
Why Contract Hire ?

• Fixed Monthly Costs
• Accurate Budget Forecasting
• Eliminates the risk on residual values
• Off balance sheet funding
• Reduces administration
• VAT efficient

Finance Lease
A Finance Lease will give you all the benefits of VAT recovery associated with contract hire but the flexibility and balance sheet presence of a simple Hire Purchase arrangement. If you are considering buying a car using Hire Purchase and you are a VAT registered business then by simply changing funding option you can save money! There are no mileage restrictions as you have the option to have a Full Payout Lease, where the entire cost of the car is covered by the payments or the Residual Value Lease where the final value of the car is taken into account and stripped out of the monthly payments. This type of deal allows fixed monthly payments which allow a business to accurately budget the full cost of their company vehicles. Tailor made packages can be based on your individual business needs across a huge range of cars and vans.

Why Leasing ?

• Flexible Monthly Payments
• Variable Deposits
• Full Payout Lease / Residual Value Lease 
• Off balance sheet funding
• No mileage limitation